Scholarships that actually exist (and the ones that do not)

"Full scholarship" is a phrase that appears more often in advertising than in offer letters. That does not mean there is no money.

1. University entrance scholarships

The most common kind. Merit-based, typically 10–50% of first-year tuition. Usually no separate application — it is applied automatically when your file is assessed.

2. Government grants

Germany’s DAAD, the UK’s Chevening. Highly competitive, and deadlines usually close a year ahead.

3. Teaching and research assistantships

At master’s and doctoral level, particularly in the US and Canada. These can cover full tuition plus a monthly stipend — the closest thing to a full scholarship that exists.

4. Early-payment discounts

Less well known: many universities take 3–5% off if the full year’s tuition is paid before term starts.

What is realistic?

Students we placed received an average of about $2,400 per year. Not life-changing, but it covers several months of rent.