Most student visa refusals have nothing to do with your grades. They come down to a caseworker not being satisfied that you can pay for a year of study and living.
How much?
The rule of thumb is first-year tuition plus one year of living costs. Every country publishes this figure officially and revises it annually. Never rely on a number you read on a forum two years ago.
Where does the money have to be?
In an account in your name, or in the name of a direct sponsor. Company accounts, a friend’s account, or an account opened last week will not be accepted.
How long must it sit there?
Most countries require 28 days of history — the balance must hold for 28 consecutive days without dipping. A single large deposit the day before you apply is a red flag.
Documents you will need
- An official, stamped bank statement
- A balance letter showing the account opening date
- If sponsored: a sponsorship letter and proof of relationship
- Source of funds, if a large deposit appears suddenly
Three common mistakes
One: showing property instead of liquid funds. Two: submitting bank documents that were never officially translated. Three: holding exactly the minimum — always keep a margin above it.
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